WEBSITE TERMS OF USE
VERSION 1.0
LAST REVISED ON: OCTOBER 31, 2025
The website located at www.glorafi.com (the “Site”) is a copyrighted work belonging to GloraFi, LLC. (“Company”, “us”, “our”, and “we”). Certain features of the Site may be subject to additional guidelines, terms, or rules, which will be posted on the Site in connection with such features. All such additional terms, guidelines, and rules are incorporated by reference into these Terms.
THESE TERMS OF USE (THESE “TERMS”) SET FORTH THE LEGALLY BINDING TERMS AND CONDITIONS THAT GOVERN YOUR USE OF THE SITE. BY ACCESSING OR USING THE SITE, YOU ARE ACCEPTING THESE TERMS (ON BEHALF OF YOURSELF OR THE ENTITY THAT YOU REPRESENT), AND YOU REPRESENT AND WARRANT THAT YOU HAVE THE RIGHT, AUTHORITY, AND CAPACITY TO ENTER INTO THESE TERMS (ON BEHALF OF YOURSELF OR THE ENTITY THAT YOU REPRESENT). YOU MAY NOT ACCESS OR USE THE SITE OR ACCEPT THE TERMS IF YOU ARE NOT AT LEAST 18 YEARS OLD. IF YOU DO NOT AGREE WITH ALL OF THE PROVISIONS OF THESE TERMS, DO NOT ACCESS AND/OR USE THE SITE.
PLEASE BE AWARE THAT SECTION 10.2 CONTAINS PROVISIONS GOVERNING HOW TO RESOLVE DISPUTES BETWEEN YOU AND COMPANY. AMONG OTHER THINGS, SECTION 10.2 INCLUDES AN AGREEMENT TO ARBITRATE WHICH REQUIRES, WITH LIMITED EXCEPTIONS, THAT ALL DISPUTES BETWEEN YOU AND US SHALL BE RESOLVED BY BINDING AND FINAL ARBITRATION. SECTION 10.2 ALSO CONTAINS A CLASS ACTION AND JURY TRIAL WAIVER. PLEASE READ SECTION 10.2 CAREFULLY. UNLESS YOU OPT OUT OF THE AGREEMENT TO ARBITRATE WITHIN 30 DAYS: (1) YOU WILL ONLY BE PERMITTED TO PURSUE DISPUTES OR CLAIMS AND SEEK RELIEF AGAINST US ON AN INDIVIDUAL BASIS, NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY CLASS OR REPRESENTATIVE ACTION OR PROCEEDING AND YOU WAIVE YOUR RIGHT TO PARTICIPATE IN A CLASS ACTION LAWSUIT OR CLASS-WIDE ARBITRATION; AND (2) YOU ARE WAIVING YOUR RIGHT TO PURSUE DISPUTES OR CLAIMS AND SEEK RELIEF IN A COURT OF LAW AND TO HAVE A JURY TRIAL.
1. Accounts
1.1 Account Creation
To access certain features of the GloraFi website or platform (the “Site”), you must create an account (“Account”) and provide accurate information as prompted during registration. You represent and warrant that: (a) all registration information you submit is true, complete, and accurate; and (b) you will maintain the accuracy of such information at all times. You may delete your Account at any time by following the instructions provided on the Site. GloraFi, LLC. reserves the right to suspend or terminate your Account at its sole discretion, in accordance with Section 8 of these Terms.
1.2 Account Responsibilities
You are responsible for maintaining the confidentiality and security of your Account login credentials and for all activities that occur under your Account. You agree to notify GloraFi, LLC. immediately of any unauthorized access, suspected unauthorized use, or other security breaches related to your Account. GloraFi, LLC. is not liable for any loss, damages, or unauthorized activity resulting from your failure to safeguard your login credentials or comply with these responsibilities.
2. Access To The Site
2.1 License
Subject to these Terms, GloraFi, LLC. grants you a limited, non-transferable, non-exclusive, revocable license to access and use the Site solely for your personal or internal business use in accordance with these Terms.
2.2 Restrictions
The rights granted to you are subject to the following restrictions: (a) you shall not license, sell, rent, lease, assign, transfer, distribute, or otherwise commercially exploit the Site or any content therein; (b) you shall not modify, reverse engineer, disassemble, decompile, or create derivative works of any part of the Site; (c) you shall not access or use the Site to build or assist in building a competing product or service; and (d) except as expressly stated, no part of the Site may be copied, reproduced, republished, uploaded, displayed, or transmitted in any form or by any means. Any future updates, releases, or enhancements to the Site shall also be governed by these Terms. You must retain all copyright and proprietary notices on all copies of the Site or its content.
2.3 Modification
GloraFi, LLC. reserves the right to modify, suspend, or discontinue any aspect of the Site at any time, with or without notice. You agree that GloraFi, LLC. shall not be liable to you or any third party for such modifications, suspensions, or discontinuations.
2.4 No Support or Maintenance
You acknowledge and agree that GloraFi, LLC. has no obligation to provide technical support, updates, or maintenance for the Site, unless otherwise explicitly stated.
2.5 Ownership
Except for any “User Content” (as defined in Section 3) that you submit, all rights, title, and interest in the Site—including but not limited to intellectual property rights, software, logos, trademarks, designs, and data—belong to GloraFi, LLC. or its licensors. Nothing in these Terms grants you ownership or any implied license in the Site, other than the limited access rights expressly stated herein.
2.6 Feedback
If you provide GloraFi, LLC. with any feedback, ideas, or suggestions related to the Site (“Feedback”), you agree that such Feedback shall become the exclusive property of GloraFi, LLC., without any obligation of compensation. GloraFi, LLC. may freely use and exploit such Feedback for any purpose, commercial or otherwise. You agree not to submit any information you consider confidential or proprietary.
3. User Content
3.1 User Content
“User Content” means any information, data, documents, graphics, text, images, or other materials that you upload, submit, or otherwise make available through the GloraFi website or platform (the “Site”), including anything added to your user profile, reports, or communications. You are solely responsible for all User Content you provide. You acknowledge that you assume all risks associated with your User Content—including its accuracy, completeness, and reliability—and any disclosure that may personally identify you or others. You represent and warrant that your User Content complies with our Acceptable Use Policy (see Section 3.3). You may not imply that your User Content is endorsed by GloraFi, LLC. or any of its affiliates. Because you are entirely responsible for your User Content, you may be held legally liable if it violates these Terms or applicable law. GloraFi, LLC. is not required to back up or store any User Content and may delete it at any time without notice. You are solely responsible for maintaining backup copies of any User Content you wish to keep.
3.2 License
By submitting or uploading User Content, you grant GloraFi, LLC. an irrevocable, worldwide, nonexclusive, royalty-free, fully paid license to host, store, reproduce, distribute, display, perform, modify, create derivative works from, and otherwise use your User Content solely as necessary to operate, improve, and promote the Site and related services. You also grant GloraFi, LLC. the right to sublicense these rights for the same limited purposes. You irrevocably waive any claims regarding attribution or moral rights in connection with your User Content.
3.3 Acceptable Use Policy
You agree that you will not use the Site to upload, transmit, post, or share any User Content that: (a) infringes any intellectual property or proprietary right; (b) is unlawful, abusive, harassing, defamatory, deceptive, misleading, obscene, hateful, discriminatory, or otherwise objectionable; (c) harms or attempts to exploit minors; or (d) violates any applicable laws, regulations, or third-party obligations. In addition, you agree that you will not: (i) upload or distribute malicious code; (ii) send unsolicited messages or solicitation; (iii) collect or harvest data about other users without consent; (iv) disrupt or overload our servers or networks; (v) attempt to gain unauthorized access to any part of the Site; (vi) interfere with another user’s experience on the Site; or (vii) use bots, scripts, or scraping tools to extract data or create automated accounts. GloraFi, LLC. grants limited, revocable permission to public search engines to index publicly available Site content for the sole purpose of creating searchable listings.
3.4 Enforcement
GloraFi, LLC. reserves the right, but not the obligation, to review, monitor, remove, or modify any User Content at its sole discretion. If we believe your actions violate these Terms, the Acceptable Use Policy, or applicable law, we may take any action deemed appropriate—including deleting your User Content, suspending or terminating your Account (per Section 8), or reporting your conduct to law enforcement.
4. Indemnification
You agree to indemnify, defend, and hold harmless GloraFi, LLC., its officers, directors, employees, contractors, and agents from and against any claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising from or related to: (a) your use of the Site; (b) your violation of these Terms; (c) your violation of any applicable law or regulation; or (d) your User Content. GloraFi, LLC. reserves the right, at your expense, to assume exclusive defense and control of any matter for which you are required to indemnify us, and you agree to cooperate in such defense. You may not settle any claim without GloraFi, LLC.’s prior written consent. We will use reasonable efforts to notify you of any such claim once we become aware of it.
5. Third-Party Links & Ads; Other Users
5.1 Third-Party Links & Ads
The Site may include links to third-party websites, services, or advertisements (“Third-Party Links & Ads”). These are provided solely for your convenience and do not imply endorsement. GloraFi, LLC. has no control over and assumes no responsibility for third-party content, policies, or practices. Your use of Third-Party Links & Ads is at your own risk and governed by the third party’s terms and privacy policies.
5.2 Other Users
Each user of the Site is solely responsible for their own actions, content, and conduct. GloraFi, LLC. does not control, verify, or guarantee the accuracy, quality, legality, or appropriateness of any User Content posted by others. Your interactions with other users are at your own discretion and risk.
5.3 Release
By using the Site, you release and forever discharge GloraFi, LLC. and its affiliates from any claims arising out of your use of the Site, interactions with other users, or dealings with Third-Party Links & Ads. If you are a California resident, you waive Civil Code Section 1542.
6. Disclaimers
The Site is provided “as-is” and “as-available.” GloraFi, LLC. and its suppliers disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, title, quiet enjoyment, accuracy, and non-infringement. We do not warrant uninterrupted, timely, secure, or error-free operation. If any warranties are required by law, they are limited to ninety (90) days from first use. Some jurisdictions do not allow limitations on implied warranties; in such cases, the above may not apply.
7. Limitation On Liability
To the maximum extent permitted by law, GloraFi, LLC. shall not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages, including lost profits, data, goodwill, or costs of substitute products or services. Notwithstanding anything to the contrary, GloraFi, LLC.’s total cumulative liability to you shall not exceed fifty U.S. dollars ($50 USD). Some jurisdictions do not allow certain exclusions; limitations may not apply.
8. Term And Termination
These Terms remain in effect while you access or use the Site. GloraFi, LLC. may suspend or terminate your rights (including your Account) at any time, with or without notice, for any reason. Termination may result in deletion of your User Content from active databases. Sections 2.2–2.6, 3, and 4–10 survive termination.
9. Copyright Policy
GloraFi, LLC. respects intellectual property rights and follows the DMCA. To report infringement, send a notice including: (1) signature; (2) identification of copyrighted work(s); (3) identification of infringing material with location; (4) contact info; (5) good‑faith statement of unauthorized use; (6) accuracy statement under penalty of perjury. Misrepresentations under 17 U.S.C. § 512(f) may create liability. Designated Copyright Agent: GloraFi, LLC., Email: info@glorafi.com
10. General
10.1 Changes
We may update these Terms and notify you via email (if provided) and/or a notice on the Site. Keeping contact info current is your responsibility. Continued use signifies agreement to updated Terms.
10.2 Dispute Resolution (Arbitration Agreement)
Most disputes must be resolved by binding arbitration under the Federal Arbitration Act, administered by JAMS. Exceptions: (1) individual claims in small claims court; (2) equitable relief in court for IP rights. Informal resolution required first: email a Notice of Dispute to info@glorafi.com with your contact info, brief description, and requested relief; conference within 45 days. If unresolved within 60 days, arbitrate per JAMS Streamlined Rules for claims under $250,000 or Comprehensive Rules otherwise; venue is your county unless agreed otherwise; confidentiality applies. Arbitrator has authority to resolve disputes and award relief; decision is final. Waivers: jury trial; class/representative actions. Each party bears its own fees unless law or award provides otherwise. Opt‑out within 30 days by emailing info@glorafi.com stating you opt out. Severability and modification terms apply.
10.3 Export
Comply with U.S. export control laws; do not transfer technical data in violation.
10.4 Disclosures for New York Users
For complaints, contact New York State Division of Consumer Protection: 99 Washington Avenue, Suite 6400, Albany, NY 12231-0001; (800) 697-1220; https://dos.ny.gov/consumer-protection.
10.5 Electronic Communications
You consent to receive electronic communications; such communications satisfy legal requirements for written notice.
10.6 Entire Agreement
These Terms are the entire agreement. Failure to enforce is not a waiver. If any provision is invalid, modify to the minimum extent to remain valid. Relationship is independent user, not employee/partner/agent. You may not assign without consent; GloraFi, LLC. may freely assign.
10.8 Contact Information
GloraFi, LLC.
Email: info@glorafi.com